Phone: 044-25377520, 044-25370223

Weekdays 9.00 a.m to 4.30 p.m Sunday: 9.00 a.m to 11.30 a.m

Email: sempon1990@yahoo.co.in

Fixed Deposit

Fixed Deposit

Investing in Fixed Deposits provides a very secured and good income stream to members with a guaranteed return making it a very ideal and attractive investment option.


Fixed Deposit scheme is the right option for those who wish to invest their money and get periodical income by way of interest. You can get interest monthly


Interest amount is subject to TDS as per provisions of Sec 194A of the Income Tax Act 1961.


Features of FIXED DEPOSIT


  •   Minimum deposit amount for Fixed deposit is just Rs. 10,000/-

  •   Interest can be withdrawn on monthly basis

  •   Nomination facility is available

  •   You can get loan against Fixed deposits up to 75% of deposit

  •   Fixed deposits have a minimum deposit period of 6 months and max deposit period is 24 Months.
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Rate of Interest  

Period General Public
6 Months 7.00%
12 Months 7.50%
18 Months 7.75%
24 Months 8.00%

* The above rates are effective from 01/11/2020

Documents required for Opening Fixed Deposits


  •   Proof of Identity – Voter ID, Aadhar Card, PAN Card (Any one).

  •    Proof of Address – Voter ID, Aadhar Card.

  •    Two Passport size photographs.

  •    Rupees One hundred for Membership Enrollment.